First Mutual Bank

Personal Account Rates

Rate Sheet Effective 9/3/2010

CHECKING ACCOUNTS.

	Minimum Balance To Earn Interest	Interest Rate	APY*
Interest Checking¹	$0	0.25%	0.25%
Preferred Plus Checking²	$0	0.25%	0.25%
Extreme Checking³	$20,000	0.65%	0.65%
	$5,000	0.00%	0.00%
	$2,500	0.00%	0.00%
	$0	0.00%	0.00%

MONEY MARKET DEPOSIT ACCOUNTS

	Minimum Balance To Earn Interest	Interest Rate	APY*
High-Yield MMDA^4,6	$250,000	0.90%	0.90%
	$100,000	0.90%	0.90%
	$50,000	0.65%	0.65%
	$20,000	0.65%	0.65%
	$10,000	0.65%	0.65%
	$5,000	0.65%	0.65%
	$2,500	0.65%	0.65%
	$0	0.00%	0.00%

	Minimum Balance To Earn Interest	Interest Rate	APY*
Money Market Deposit⁴	$250,000	0.90%	0.90%
	$100,000	0.90%	0.90%
	$50,000	0.65%	0.65%
	$20,000	0.65%	0.65%
	$10,000	0.65%	0.65%
	$5,000	0.65%	0.65%
	$2,500	0.65%	0.65%
	$0	0.00%	0.00%

SAVINGS ACCOUNTS

	Minimum Balance To Earn Interest	Interest Rate	APY*
Statement Savings	$0	0.49%	0.50%
Gold Market Rate	$1,000	0.65%	0.65%
Platinum Market Rate	$30,000	0.65%	0.65%
Extreme Market Rate⁵	$100,000	0.90%	0.90%
	$0	0.49%	0.50%

HEALTH SAVINGS ACCOUNTS (HSA)

	Minimum Balance To Earn Interest	Interest Rate	APY*
Health Savings Account (HSA)	$50,000	0.90%	0.90%
	$25,000	0.90%	0.90%
	$10,000	0.90%	0.90%
	$5,000	0.65%	0.65%
	$0	0.65%	0.65%

^* Annual Percentage Yield (APY). Rate may change and fees may reduce earnings.

¹$500 required to open account.
² Product has been discontinued.
³$2,500 required to open account.
⁴$1,000 required to open account.
⁵$100,000 opening balance and an Extreme Checking Account with a balance of $5,000 required.
⁶ In order to receive this product, you must maintain an interest-bearing checking account and have at least three (3) of the following different products and/or services with First Mutual: Savings Account, Market Rate Account, Online Banking, Bill Payer, Debit Card, Safe Deposit Box, Time Deposit Account, Personal Line of Credit, Home Equity Line of Credit.
⁷$100 required to open account.